Often experience this inconvenience from smart club points team at SamsungSamsung has more than dozen productsWhen we buy to them one by one for different use, they simply HOLD our account!?Funny and inconvenience, irritatingThey must look into this ...
Use it by scan. From UPI banner it can be used. While you scan via card, depends on the scanner set up, it will change from visa/master to your UPI credit card (rupay)