There's nothing stupid here.. the only thing i see here is you not understanding what i wrote... for that you need to read twice or thrice.. i just recommended according to the budget... S23 at 40k and s25 at 60k is only the wise decision...(with sna...
If you increase your budget and stretch to 60k then i would suggest S25 (256 gb) is currently the best choice to buy around 60k with card options on amazon.Wait for some festive offers as it may also go under 60k with card payment and thats actually ...
You can access it through a long press on the power(side) button or by saying "Hi Bixby" if you enable voice wake-up.But make sure your google assistant or gemini is disabled. Cheers