Samsung Pay Mini is a digital payment app for selected Samsung smartphones. It offers you to add mobile wallets and bank accounts and pay using them. You can use it to pay at shops and malls. It also allows you to send money to your friends and family.
How Samsung Pay Mini App Works?
Note that, it doesn’t provide you its own wallet facility. Because it is not a mobile wallet app. Instead, it allows you to integrate other wallets with it. After integrating, you can perform digital payments in no time.
Samsung Pay Mini works fine even if you don’t install other mobile apps on your phone. In fact, it doesn’t require you to install those mobile wallet apps such as Paytm separately.
All you need to do is link your mobile wallet using your mobile number or email id. It will also ask you to verify your account using OTP method.
As I already told you, it uses BHIM UPI to allow you to make payments directly from your bank account. You have to add your bank account using UPI to make payments through UPI using Samsung Pay Mini.
For those who don’t know, UPI is an interface to make instant digital payments. It is also known as BHIM UPI. The government launched it in April 2016. And since then, it has transformed the way of digital payments. And almost every mobile wallet now provide UPI feature in one way or another. BHIM App, PhonePe, BHIM SBI Pay are some major UPI based apps.