I prefer Samsung Pay over any other payment option but that is changing now. It is not very quick and reliable if compared with other payment apps. I love Samsung Reward system and provides reward that I can actually use but it is very sluggish in my experience and something that can be improved. After scanning QR it takes forever to get the merchant's details and I click pay it would just load and I had to cancel the entire transaction and use Phonepe, which is very quick and instantly retrieves merchant's details after scanning the code and the transactions is very fast and hardly fails. Unfortunately this can't be said for Samsung Pay and therefore it is becoming my second choice. I hope Samsung can improve this cause I really like to use Samsung Pay because of it's tight integration with Galaxy and It's Reward system is one of the best for me.
