I am one of those people who uses Samsung Pay on daily basis. Atleast before the lockdown😅.
I am a student in IIT Roorkee, and most of the payments there are digital. Every shop and Service provider has Paytm and UPI options. So I use Samsung Pay as my payment software. Mainly because of the reason that it can easily opened from homescreen just by swiping up. The convenience is unmatched by any other app.
