When will my Samsung Galaxy Note 20 Ultra 5g At/T get Android 13/One ui 5.0 update?I've been waiting since October 12th 2022 and now it has been January 3rd 2023 and no update cane not even for the security patch level update?Why is this so?

Why does ny Samsung Galaxy S10 Plus SM-G975F/DScan't get Samsung Pay app?Although it has the Samsung Pay Framework pre installed if google play lets me download it, it says Samsung Pay doesn't support your Device, why is it so?