I have a phone from outside SA which does not work with South African Bank cards.SOLUTION: Use Google wallet. It works even easier than Samsung pay does. I previously made a post asking this question but can't seem to find it, just a PSA here.
Hey. Have you had any luck with samsung pay yet? I've been in SA for about 5 months now with my Korean s21 ultra and still waiting for Samsung pay to "work". I was told to go to a Samsung service crentre to have it sorted.