In Samsung Pay, if you have more than 3 cards, it's a pain scrolling through them when paying. The horizontal scroll is not efficient. Instead if the saved cards displayed on sliding tiles like Google chrome mobile browser tabs or the Android recent apps list in Android 8, it would be easy to go through the list of saved credit cards quickly and pick the required one. Right now, if you have 10 saved credit cards, you have to swipe 10 times horizontally if you have to switch between the first and last ones. This is ridiculous.