Its al good, but regrettably as I just discovered ,my galaxy S21 ultra only supports nfc and not mst , and not al paypoints has nfc ,so its not gonna be a walk in the park to get those 5 transactions. Either samsung must bring that feature back or they must start offering their own paypoint machines to merchants. Mst kind of set samsung apart from apple, roomer has it that apple bought over the mst technology, so it is a big hit on samsung. Samsung has class leading ideas,but don't stick to it,it's a thing for a while,but they don't market it well and then ditch the idea,only for apple to grab it put some nice sugar coating apple treatment on it and make a killing, please,someone needs to start a campaign and market these innovations of samsung, dex is still out there, the smart tags are coming, please they need to be introduced to the public.