If you are seeking advice out of technical courtesy then my response would be "No", since there is no comparison between the former and later ones. However, since you have mention about personal issues then know that peace of mind is more important than materialistic things. Wishing your problems gets solved quickly.
I will suggest you to first check how much best offer you are getting for your S20 Plus. If you are getting 60-70% of your purchase value then sell it. Also better to buy decent cheaper A series like A50s , A51 instead of Motorola or Nokia 5.3.